Author Archive
Agressive Payday Loan Practices
Ever been in debt and unable to make payments? You probably already know what it’s like to deal with collections agency and their threats. Payday loan collections practices are pretty similar to other unsecured creditors. I know some people have told me some horror stories about how aggressive payday loan collection practices were, but turns […]
Payday Loan Collection Practices
Getting Sent to Collections
There may come a time when you cannot pay your payday loan back, even though you have the intention of doing so. If you have ever been in debt and can’t make payments then you know what it is like to deal with collections.
The process of payday loan collections is very […]
How Payday Loans Work
Have you ever had to deal with the burden of an unexpected bill or an expense you can’t afford to pay? Most often, people take care of these issues with a credit card, but some of us don’t have a credit card or have already used all of the available credit. It’s in these trying […]
Needs vs. Wants
Recently, I had a friend tell me he was thinking about taking out a payday loan to use for the next couple days before his next paycheck. I asked what he needed it for and why it was so urgent. It turned out he just wanted it so he could go to Best Buy and […]
Does A Payday Loan Show Up On Your Credit Report?
Your credit report is very, very important. It’s the main factor in determining your credit score, which in turn helps you out in all kinds of financial matters. Most people keep a close eye on their own credit reports, because a good credit report can help you secure auto loans, home loans, and other types […]
Fighting Payday Loan Fraud
As you know, financial decisions often have the thought of fraud looming large. Fraud is something you want to avoid at all cost. When dealing with payday lenders, should you be afraid of getting scammed? I’ve listed a few ways that someone may try to fraud you out of money when you go for a […]
Online Payday Loans With No Faxing Or Credit Check
Here are a few good options to consider if you’re searching for online payday loans with no faxing or credit check:
My Life Cash — Get up to $1500. They have a very well-designed site and you’ll have no trouble getting cash quickly with them.
EZ911Cash — A very popular site. No credit check, no faxing and […]
Will My Payday Lender Contact My Employer?
Taking out a payday loan is a private matter, I can definitely see why you might not want other people to know about it, especially your fellow employees. The question of whether or not your payday loan lender would contact your employer depends on that company’s specific policies. Your best bet is to simply ask […]
Can I Pay Off My Payday Loan With A Regular Loan?
If you’ve ever taken out a payday loan, you know it can sometimes be difficult to finally get it all paid off. Since you’re borrowing money from your next paycheck, you have to make sure you can make that up, plus the added interest. It adds up pretty quickly and if you’re not careful, you […]
I’m 20 years old — should I get a payday loan?
As long as you’re at least 18 years old, you’re capable of getting a payday loan, but whether you should or not is another question entirely. First, you should ask yourself a couple of questions; most importantly, do you have a steady job and steady income? Every payday loan company will want to see at […]